Privacy Policy | Harchelroad Motors

FACTS	WHAT DOES HARCHELROAD MOTORS DO WITH YOUR PERSONAL INFORMATION?Rev (10/29/2010)
Why?	Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Income Account balances and payment history Credit History and Credit Scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Harchelroad Motors chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information		Does Harchelroad Motors, Inc. Share?	Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		Yes	No
For our marketing purposes- to offer our products and services to you		Yes	No
For joint marketing with other financial companies		Yes	No
For our affiliates’ everyday business purposes- information about your creditworthiness		No	Yes
For our affiliates to market to you		No	Yes
For non-affiliates to market to you		No	Yes
To limit our sharing	Call (308) 882-4295 and ask us to limit your sharing or Visit us online: www.HarchelroadMotors.com Please note: If you are a new customer, we can begin sharing your information 30 days from the date we set this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	Call (308) 882-4295 or go to www.HarchelroadMotors.com
Who we are
Who is providing this notice?		Harchelroad Motors, Inc.
What we do
How does Harchelroad Motors protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Harchelroad Motors collect my personal information		We collect your personal information, for example, when you open and account or deposit money for our service(s) pay your bills or apply for a credit account use your credit or debit card -Or- We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?		Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?		Your choices will apply to everyone on your account – unless you tell us otherwise
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies.
Non- Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you.

In regards to the interactions/transaction made by you, Harchelroad Motors, Inc. (Imperial & Wauneta) may obtain information about you as described below, which we handle as stated in this notice.1. Harchelroad Motors, Inc. collects nonpublic personal information about you from the following sources:

Information Harchelroad Motors, Inc. received about you on applications or other forms;
Information about your transactions with us, our affiliates or others; and,
Information we receive from a consumer reporting agency.

2. We may disclose all of the information we collect, as we described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may make such disclosures about you as a consumer, customer or former customer.

3. We may also disclose nonpublic personal information about you as a consumer, customer or former customer to non- affiliated third parties as permitted by law.

4. We restrict access to nonpublic information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards to comply with federal regulations to guard your nonpublic personal information.

Any changes to the treatment of personal information collected on this site is governed by the Privacy Policy of the collecting entity. Please review the individual Privacy Policy or Statement for Changes.

The above Privacy Policy is effective as of December 15, 2009.

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